TERMS and CONDITIONS of PAYMENT: Net 30 Days By clicking SUBMIT I/we hereby request credit accommodations from Automotive Parts Distributors (APD) and agree to pay for me/our purchases in accordance with the terms stated above. I/we further agree to pay a service charge on any amounts more than 30 days past due calculated at a rate of 24% per annum (2% per month). All parts and/or equipment remains the property of Automotive Parts Distributors (APD) until paid in full. I/we also hereby agree to pay APD all fees & expenses, including but not limited to all legal fees on a solicitor/client basis, incurred by APD in connection with the collection of all accounts due to APD by myself/ourselves. Automotive Parts Distributors has my/our consent to obtain credit reports about me/us from credit reporting agencies and other sources.